When you buy farm inputs with FBN Direct™ by December 22 using our extended terms financing, you won’t have to pay until December 1, 2018. And you won’t pay any interest at all* as long as you pay in full by the December 1, 2018 due date.
Access to capital--on terms that fit your needs--can be an important part of running a successful business. We designed our extended terms with that in mind. Qualified farmers are able to purchase their inputs like chem and fertilizer through FBN Direct and then have the peace of mind that they are accruing no interest throughout their loan timeline.
Our application is streamlined and easy to complete, and qualified farmers can receive approval in as little as 48 hours.
If you’ve been approved, you’ll easily be able to choose the “Use Extended Terms” option at checkout when shopping online with FBN Direct.
In addition to extended terms, FBN Direct offers a large and unbiased product selection and transparent pricing that farmers can access online--all without any hassle or pressure to buy!
*Members who complete a credit application and qualify will receive extended terms with a 0% annual interest rate charge for balances carried through through May 1, 2018 and a Prime + 2% annual rate charge for balances carried from May 2, 2018 through December 1, 2018. For orders signed by December 22, 2017, we will pay any interest accrued between May 1, 2018 and December 1, 2018, as long you pay in full by December 1, 2018. If your entire balance is not paid by December 1, 2018, you will be responsible for all accrued annual interest charges and any default interest rate charges which may apply. See your Sales Order form for the complete terms and conditions.